We have been in the receivables factoring business since 1979, are privately owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and in doing so, can help you through any tough circumstances you might go through. We won't disappear when the times get tough, like a few receivables factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty hard for you to know which receivables factoring company is a suitable fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best match for your company - it could be us or another receivables factoring company.

We have an enormous A-list of receivables factoring industry colleagues, these trusted connections were built over 20+ years in the business. So, when you take the time to run through your needs to us, we have all the confidence in the world that you will find exactly what you need..

A lot of receivables factoring firms let you pick and choose your customers that you would like to factor. But a few of them normally require a minimum amount prior to doing business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement that will make you use receivables factoring when you don't require it.

A lot of receivables factoring firms fees are deceiving and confusing. You better take out your magnifying glass to go over the fine print to spot those fees. You can be sure, We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We take the time to hear your story, go over your concerns. Based on that information we will put together a tailored solution for you. A lot of invoice factoring firms particularly the Silicon Valley Fintech ones almost completely count on an algorithm to determine your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or simply won't.

Don't dismiss the fact that the receivables factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to correct them right away.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is crucial to prevent avoidable write-offs.

Our company uses the latest technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much better rates for you. A lot of other companies are not even remotely close.